Health
If you qualify under the State of Tennessee’s Insurance Committee rules, you may continue insurance coverage for yourself and your dependents into retirement. Eligible retirees must have at least ten years of employment to continue insurance coverage and age restriction may apply. Accumulated unused sick leave may be counted. Total retirement creditable service determines the premiums paid for coverage. Once you become Medicare eligible, and you are retired, your primary insurance will be Medicare Part A (Hospital), Part B (Medical) and Part D (Prescriptions), and you may not continue the State’s basic group health insurance. At that point, the State offers Medigap, a Medicare supplement insurance, which may pay many of the expenses that Medicare will not pay.
Dental
You will be able to continue dental coverage under the Consolidated Omnibus Budget Reconciliation Act, a federal law referred to as COBRA. This law allows employees and eligible dependents whose medical or dental insurance would otherwise terminate, to continue the same benefits for specific periods of time under certain conditions.
Retiree Insurance Information The Tennessee Plan State and Higher Education Retiree Insurance Forms TN SHP-Help wilth Medicare
Medicare for Retirees
Benefits & Retirement
600 Henley Street
115 UT Conference Center
Knoxville, TN 37996-4115
(865) 946-8847 or statewide @ 1-888-444-8847
(865) 974-3559 (FAX)
Email us:
benefits@tennessee.edu
Other Links:
Deferred Compensation (State site)
Deferred Compensation (Great West site)
Optional Retirement Program (ORP State site)
Tennessee Consolidated Retirement System (TCRS State site)
Office of Personnel Management- OPM (CSRS & FERS)